General Life Update

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Alwyn-Mallory's avatar
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It's been almost half a year since I made a journal entry, so I suppose I should post my status, should anyone be interested in that sort of thing. (It's really not very interesting. At least to you. To me, it's huge.)

Since the summer, my finances have been in crisis due to two factors. The first is this whole insurance/Obama Care quagmire.......do we need insurance, how much insurance, when, how much will it cost......it's been a 6 month cycle at work of 1) Hearing employee rumor about the horrors we can't possibly hope to afford, 2) Asking my supervisor if this is true, 3) Going online to try to make sense of the changing rules and coming away with only a partial verification and tons of questions.

As it turns out, and I'm holding my breath because it's not official yet, my state is one that expanded Medicaid and I qualify for it since I earn about 1% more than the poverty line (go Me, that 4-year college investment was SO worth it). So I should be on track for some kind of affordable health care, if the government finishes my application process before March.

But number two, and it's a huge number two, is my student loan payment which was fixed to go up to $329 a month. The banks didn't want to touch it so I was considering a lot of vague options.....do I have to quit commissions and get a second job and work 7 days a week? Or do I quit the zoo and work at a factory somewhere where I can lose an arm or be poisoned or who knows what.....My partner was willing to pay half of the bill each month, bless him, but it turns out he won't have to. I went to www.studentloanforgivenessplans.org
(which is an Obama instituted plan, just sayin') and they've taken over my loan. I would recommend checking it out if you're having problems making your loan payments; you don't have to be in default. I wasn't, I just wanted to see if I had any options and they put me on an income based repayment plan, so yay! (I should never have gone to art school in the first place, that's the real issue )

So, until something else catastrophic crashes into my life, I'm still working at the zoo, hoping they'll put us back on 40 hours after this insurance mess settles down, and spending 2-3 days on commissions. They're moving super slowly, but as you can see below, I'm down to less than 10!

As for future commission openings, I still have no idea on the "ifs" or "whens". I know that's frustrating, but with so much instability in my finances, I'd hate to say one thing only to have the situation change and then take it back, etc. I'll have to wait and see where I'm at when I'm done with this list, then I'll let you know.

And I haven't forgotten about The Oasis comic and the other side projects, I just haven't had time to work on them. All the best to you guys in this new year!
-dr

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Current Commission Queue

4.Addy...working
5. Shaun Reveal...working

6. Ryan Freres
7. Christian Stelse
8. Wraeth Nytes
9. Kai Kauske
10. Dragoneer
11. Tach0012

Now, if you see your name here and you're no longer interested for any reason, I'd really appreciate you letting me know; it would save me the trouble of trying to contact you when your name comes up. You can still sign up at a future opening if you want to.

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Places where I post art:

My site: www.duoradon.com/ : personal work and commissions; G-R

My Tumblr: duoradon.tumblr.com/ : personal work; G-R

Duoradon on DeviantArt: www.duoradon.deviantart.com/ : personal work and commissions; G-R

Squeakie on FurAffinity: furaffinity.net/user/squeakie : personal work, mostly commissions; G-XXX

© 2014 - 2024 Alwyn-Mallory
Comments26
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DanteSmilodon's avatar
Not being American, I don't know a lot about Obamacare but I've read student loans and insurances are quite pricey - no wonder they make the later appear as villains in The Incredibles and Saw 6!

Anyway, I hope things get better for you Squeakie :hug: